How to find out the debt from bailiffs
Many court bailiffs cause an extremely negative reaction, which is completely explained by the specifics of their work: they are persons in the line of duty who are responsible for enforcing debt collection for certain payments: taxes, loans, alimony, fines. Many citizens either intentionally or by commonplace ignorance fall into the category of debtors, which inevitably entails the opening of enforcement proceedings against them and not always pleasant communication with bailiffs. Is it possible to avoid this, if you regularly make a payment for all payments made? Practice shows that it is not always because it is impossible to disregard the situation when the violator was simply not notified of the penalty due to the mail notification that did not reach the addressee (for example, traffic police fines are often charged for speeding radars).But even in such cases, the payer is not exempt from paying the debt.
Where does the debt come from?
If we study the statistics on arrears, it turns out that most often people forget (or do not want to) pay:
- debts on loans;
- arrears in the payment of alimony for the maintenance of minor children;
- tax debts;
- the amount of damage caused to another person according to a court decision;
- arrears in the payment of administrative fines (including from the traffic police).
It is necessary to understand that the law gives the bailiffs sufficiently broad powers, and in the absence of funds from the debtor, these representatives of the authorities may well begin to describe the property. Is it possible to find out debt, without leaving home? How to check the debts that are listed in a common base for a particular name?
How to find out the debt on the site of the FSSP?
Today, any citizen can check the debt through open access to the database of all Russian debtors. To do this, go to the official site of the Federal Bailiff Service (FSSP) - http://fssprus.ru/. Already on the start page of the web resource you will be offered to check the debts:
After entering the verification code and clarifying personal data (name, region of residence), the system will respond. If the check shows that there are no debts, the following message will appear on the screen:
In the case of debts, the database will provide comprehensive information on each debt: the debtor’s full name, the number and date of the enforcement proceedings, the details of the enforcement document, the subject of performance of the obligation, the bailiff department:
In some cases, the website of the bailiffs offers not only to know the debt, but also promptly pay it with a Visa card, electronic payment systems (Webmoney, Yandex.Money), etc .:
Important: it should be remembered that article 32.2 of the Code of Administrative Offenses establishes a limited period of 70 days for the payment of the fines imposed, 10 of which are given to appeal the decision and 60 days to pay the fee. If no money is credited to the relevant account, the debt information will be sent to the bailiff service within 10 days. Accordingly, the likelihood of facing bailiffs due to unpaid debt will appear on the 80th day after the receipt of the receipt.
Using the FSSP site, it is necessary to take into account the speed of updating the database. Perhaps the information about the debt that you paid a few days ago will still be stored in a common array, since the relevant information is in transit from the bank to the FBS. By the way, you can find out about your debts and pay them in many different ways. For more confidence, you can directly contact the bailiffs by phone, who will gladly provide all the necessary information. Phone numbers of the Federal bailiff service can be seen on the main page of the official website of the FSSP.
On the consequences of non-payment of arrears
The presence of debts can become not just an unpleasant fact, because open executive proceedings allow the bailiffs to take various measures to recover the debt:
- Appeal to the employer and the repayment of the amount through it.
- Inventory of property, up to eviction of the debtor from the occupied housing space.
- Restrictions on traveling abroad (paragraph 1 of Article 67 of the Law “On Enforcement Proceedings”), if the amount of debts exceeds 10 thousand rubles.
- Suspension of a driver's license until the debt is repaid (the norm is valid from January 15, 2016).
Obviously, the debts will have to be paid, and it is better to do this in advance, having received the necessary information on the website of the bailiffs or by telephone.
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